Information
Want your family looked after when you die?
Life insurance can achieve a lot! Designed to give you total peace of mind, it can pay your dependents an income or a lump sum in the event of your death. But how do you know if your life cover will be effective? There are many factors to consider when setting up a policy to deliver what you want. If it pays out a lump sum, will it be tax-efficient? Will your beneficiaries have to pay inheritance tax?
To make sure you benefit in the long term, it might pay you to call us on 0800 389 2193 for free independent financial advice.
Who pays your mortgage when you die?
To make sure you benefit in the long term, it might pay you to call us on 0800 389 2193 for free independent financial advice.
How will you manage if illness prevents work?
What will happen if you suffer a critical illness such as cancer or a heart attack? Can you continue paying the mortgage and the household bills? Would you need a lump sum to maintain an acceptable quality of life? A lump sum could provide an income to remove the worries of unemployment and let you focus on your health.
What if you lose your income?
Where will the money come from in the event of a long-term illness? How will you pay the bills if you are unable to work due to accident or illness? What if you are made redundant? Even if you continue receiving an income, it is sure to be reduced, so how will your lifestyle be affected? There are dozens of schemes from many companies designed to maintain your income in these eventualities, offering the opportunity to live your life free from financial worry until you get back on your feet or find another job. There's even Day 1 cover! So make sure you make the right choice.
Call us now for Independent Financial Tailoring on 0800 389 2193
- We will make your finances work harder for you!
- Our advisors are completely independent
- They are salaried - not on commission
- They have YOUR interests at heart
- You will have access to the best deals
- Tailored to your exact financial needs
- There is no obligation
- Free independent financial advice and achieve real peace of mind in your search for financial security.
Who's going to pay the bills if you can't?
If you are unable to meet your bills through redundancy, accident, injury or sickness, what then? Believe it or not, you can insure against this happening! Just assess your overheads and select the best policy to provide an equivalent income should the unimaginable happen. But talk to the experts first. We have years of experience and a database of solutions.
|
